Paul Lewis Writing Archive

With a circulation of more than 600,000 (ABC) and a readership of getting on for two million. Saga Magazine is the UK's best-selling monthly magazine. Saga Publishing is part of Saga Group which also owns Saga Holidays and Saga Services. The magazine has complete editorial independence. Aimed at anyone aged 50 or more, Saga Magazine runs to more than 150 pages each month and contains general features, celebrity interviews, information, personal views, as well as letters and connections where you can seek new friends. Saga Magazine costs £24.95 for twelve issues. To subscribe log on to the website, call 0800 056 1057 or write to Saga Magazine, FREEPOST CU250, Folkestone, Kent CT20 1BR.

At the Saga Magazine website you can read my fortnightly column
and express your views.

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I write a monthly article in Saga Magazine called 'Money Works' about financial and consumer rights for older people. I also write the monthly 'Money News' pages. I occasionally do political interviews or write on more general topics. My pieces from Saga Magazine are re-published on these pages shortly after they appear in print, around the first of each month

I also write for the Saga Magazine website. Click for my Saga website archive

Taming Inheritance Tax 2012 explains the rules of this most hated tax. It is also a guide to reducing the tax bill your heirs will have to pay using safe and legitimate means. Download it or read it.

From November 2010 to April 2012 there were two slightly different editions of Saga Magazine - one for those under 70 and one for those over that age. The two editions were denoted by a red or a silver spine or, since July 2011, a red or silver stripe above the white stripe at the foot of the spine. If the content differed between the two editions both versions are here or variations are indicated by red and silver colouring. From May 2012 the separate editions stopped.

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2014

March 2014 Money News Retired do well; Emailed scams; BT charges for 1571 and caller display
March 2014 CPP premiums refund Mis-sold insurance payouts - how to claim.
February 2014 Money News Buying extra state pension, Car tax disc to go, Charity scams, Triple Lock strained
February 2014 Don't retire hurt Saving enough for your pension
January 2014 Money News Roaming, Clone websites, driving licence insurance checks, computer encryption scam
January 2014 Taking power Control the cost of keeping warm

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2013

December 2013 Money News Equitable Life compensation hitch; Premium bond cuts; State pension rise expected; IFAs fined
December 2013 I want my money back - how to complain effectively
November 2013 Money News Tax break for married couples; free eye tests in England; Cashing a pension pot; Debit card account scam
November 2013 Taking everything into account - what to consider when switching bank accounts
October 2013 Money News Card firm payouts; Childcare pension boost; Bus pass lottery; Cheaper calls; Share scam
October 2013 Savings: distinct lack of interest. Low rates for savers are going to last a long time
September 2013 Money News Flood relief deal; Arch cru action; Continuous payment compensation; Diamonds scam
September 2013 Tax and the self-employed How to avoid fines and paying too much tax when you go it alone
August 2013 Money News Pensioners gain, older benefits challenged, winter fuel temperature test, banknote change
August 2013 Short term gain, long term pain Interest only mortgages come home to roost
July 2013 Money News Wave cash goodbye, retirement poverty, Call back scam, No banknote woman
July 2013 New state pension and women Some will gain but some will lose - and the losers are cross.
June 2013 Money News Printing money costs money, 08 calls, Green scams, State pension payday
June 2013 Tax tips 2013 Pay less tax or even get some back
May 2013 Money News Over 65s tax allowance freeze, Bank of Gran; Pension reform speeded up; HMRC and 'help me' scams
May 2013 Care cost reforms Not what they seem and will benefit richest most
April 2013 Money News Working longer, penny anti?, Pension Quality Mark, Money laundering scam
April 2013 Benefit changes The 2013 social security shake up
March 2013 Money News Personal tax allowance changes, child benefit credits, simplifying savings, pension unlocking
March 2013 State pension reform plans Winners and losers from the 2016 plan
February 2013 Money News GAD rates change, winter fuel payment claims, passport scam, landbankers jailed
February 2013 For richer, for poorer Make sure your money can withstand your relationship - or its end!
January 2013 Money News NI is a tax to be paid, pension credit cuts, commission banned, CPP compensation
January 2013 New Year revolution - clean up your finances for 2013

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2012

December 2012 Money News Gender equality, Age Discrimination ends, inflation manipulation,
December 2012 Cash is King - how to SIPP your pension into cash
November 2012 Money News Payday loan perils, Help with heating bills, Council benefit cuts, Winter Fuel Payment abroad
November 2012 Everyone on Board - auto enrolment into workplace pensions begins
October 2012 Money News Claim fines, Drawdown down, Petrol up, Contact HMRC free
October 2012 Make the most of that pension pot - annuity choices explained
September 2012 Money News RBS/NatWest compensation, Pension reform delayed, SIPP fraud, Chip and sign if you can't PIN
September 2012 The great care debacle Government plans for paying for care but we've heard it all before
August 2012 Money News War loan worth selling, End of free banking? Ł100 fine for dental claims, Cost of calling 08 numbers
August 2012 Don't let tax eat your savings Get your interest tax-free or claim back tax you've paid.
July 2012 Money News Cancel continuous payments, Safe savings, Monkey with a pin, Equitable Life payments start
July 2012 Funds in the sun More than half a million UK pensioners have their state pension frozen
June 2012 Money News 'Suckers lists' found, Check your council tax band, Unfranked stamps
June 2012 Will the NHS pay your nursing home fees? How to find out and how to claim.
May 2012 Money News Phishing warning, Saving for grandkids, Nuclear test case lost, Financial protection costs
Ł1 billion a year, Cut price coaching.
May 2012 How the Budget will affect you Winners and losers from the March extravaganza
April 2012 Money News Testing the coinage, 30,000 to lose pension credit, Check free TV licence, Power bill news, Pension release warning, Tax credits cut for over 50s.
April 2012 Making allowances - check your 2012-13 tax code or you may pay too much tax
March 2012 Money News Steel coins, Cash ISAs, Reclaim tax taken from savings, Less into your pension, Cut your council tax
March 2012 Banking on Change New challengers to the Big Five High Street banks
February 2012 Money News FSA fines most banks millions, Maestro protection, Safe savings, One pot pension plan, Trillions
February 2012 It's not beneficial to your wealth April pension, benefit and tax changes
January 2012 Money News PPI compensation part taxable, Cheques backed, Faster payments, Tell us once service, Taxman listening
January 2012 Don't leave it to pot luck Drawdown or annuity?

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2011

December 2011 Money News Warm Home Discount, Tax errors, Coach fare blow, Women win pension concession, Winter's grim toll
December 2011 Lolly and the Ivy Financial Christmas presents by price band
November 2011 Money News Halifax draw, Navy asbestos pensions, Junior ISAs, PayPal problems, Higher charges lower returns
November 2011 Invest energy to save money Cut your heating bills this winter
October 2011 Where there's a Will - if you don't make a will you can't control what happens to your money when you die
October 2011 Money News Council tax benefit to go local, October tax deadline, Half price coach fares end, NEST begins soon, Cheques saved
September 2011 Paying for care - who would pay if the Dilnot report was implemented
September 2011 Money News - Landbanking, Claim it!, High cost credit, Trail commission, End doorstep selling, Cheques saved
August 2011 As easy as PPI - a blow by blow account of reclaiming your share of perhaps Ł9 billion compensation
August 2011 Money News Premium Bonds are fair, NHS may pay care home fees, HMRC gets tougher, When do you want to retire, Inheritance Tax clarification
July 2011 There is a way - how to be an executor
July 2011 Money News Protection racket, challenge tax demands, Life assurance boost, Scam warning, Don't take cash for your pension, Winter fuel later
June 2011 RED State pension: Ł140 a week proposals
June 2011 SILVER Where there's a will there might be a way - reducing inheritance tax.
June 2011 Money News Inflation measures, Annuities best, New pension, Inheritance tax
May 2011 No sex please, we're Belgian - European consumers win anti-discrimination court case
May 2011 Money News The Budget and you...pensions, tax allowances and winter fuel payments to change
April 2011 RED Housing Benefit: cuts on the way
April 2011 SILVER Housing Benefit: cuts on the way
April 2011 RED Money News Scams, Benefit for poor vision, Redundancy tax change
April 2011 SILVER Money News Scams, pension rise error, Check your tax code, Benefit for poor vision
March 2011 Dear George Osborne - what we'd like in your Budget
March 2011 RED Money News Tax demand fight, Check VAT registration, Insure off road cars, how to cash in your change
March 2011 SILVER Money News Longer wait for state pension, Check VAT registration, Insure that off road car, New tax fiasco
February 2011 Tax and benefits: what's in store. How the changes will affect different age groups
February 2011 RED Money News Unequal treatment of ex-pat pensions, Annuity Freedom, Inflation U-turn
February 2011 SILVER Money News Annuity Freedom, Unequal treatment of ex-pat pensions, End of cheques, TV licence.
January 2011 Care when you can't Lasting Powers of Attorney
January 2011 RED Money News Overdraft charges, Compensation rules, Pension tracing, Card activation sales
January 2011 SILVER Money News Safer savings, Trace that pension, Card activation sales, Be safe online

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2010

December 2010 RED Cuts that hit the over 50s How the Chancellor's austerity Budget affects you
December 2010 SILVER Some protection from the cuts How the Chancellor's austerity Budget affects you
December 2010 RED Money News Mortgage aid cut, Child Benefit means-test, Foreign currency safety, nPower rebates
December 2010 SILVER Money News Foreign currency safety, cuts hurt over-60s, living longer, nPower rebates
November 2010 RED Tax gets really taxing How to fight back if you get a demand for old unpaid tax from the Revenue.
November 2010 SILVER Tax gets really taxing How to fight back if you get a demand for old unpaid tax from the Revenue.
November 2010 RED Money News Boost your annuity, women's pension age, digital inheritance, NINO security
November 2010 SILVER Money News Doorstep energy sales, pensions by cheque to end? NINO security, digital inheritance
October 2010 Defer your state pension It can be a good idea if you do it the right way.
October 2010 Saga Money Pay with a wave, 50p price rise replaces tax, rent aid cut, check tax codes
September 2010 Spelling out the future Pensions Minister Steve Webb talks to Saga
September 2010 Saga Money Using the value of your home, pension rise slowdown, Annuity change at 75, rare 20p pieces
August 2010 Winners and losers in the June Budget
August 2010 Saga Money End of fixed retirement age, state pension age to rise, get rid of junk mail, tax enquiry offices close, say 'no' on the doorstep
July 2010 The trillion pound challenge How will the Government save the money to cut the nation's debt?
July 2010 Saga Money Winter Fuel Payments, 2011 state pension rise, payment protection insurance, Child Trust Fund goes
June 2010 Annuities are not the only way Alternatives to lifetime annuities - rules and new ideas explained
June 2010 Saga Money Pension switching warning, write life insurance in trust, Nationwide cuts queues, cheque guarantee card to go
May 2010 Hold on to your home No one has to sell their home to pay for care costs
May 2010 Saga Money Married couple's allowance, frozen pensioners lose, Elgar's requiem, bad time to retire
April 2010 Pension revolution part II More changes in the state pension from April
April 2010 Saga Money FSA Costs rocket, Prescription charge row, Errors in tax codes, Energy rebate, Pension freeze
March 2010 Pension revolution Part 1 of a two part guide to changes in the state pension from April
March 2010 Saga Money Postcode annuities, UK age limits, boiler scrappage, winter fuel, BT light users
February 2010 What We Want scrap three tax rules to make tax less taxing
February 2010 Current Accounting There is no need to pay for your current account
February 2010 Saga Money Pension rise short changed, tax allowances frozen, age entitlement rises, railwayana
January 2010 Last Chance to... Act now to pre-empt major changes to pensions in April.
January 2010 Saga Money Forgotten pensions, avoid intestacy, claim back interest, Dutch bank busted, spend a sovereign.

ELECTION 2010
In the run up to the 2010 General Election...

25 April 2010 I host a live webchat and put questions from Saga readers to Liberal Democrat leader Nick Clegg before he became deputy Prime Minister
1 April 2010 I put questions from Saga readers to the Gordon Brown when he was Labour Party leader and Prime Minister
26 March 2010 I host a live webchat with an audience and put questions from Saga readers to Conservative leader David Cameron before he became Prime Minister

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2009

December 2009 Battle over home fees Retirement developments could be forced to cut their charges
December 2009 Saga Money Cashing in gold, increasing state pension age, Farmers' euro subsidy, Tax credit bonanza, PPI refunds
November 2009 Play your cards right Credit cards can be very cheap - but very expensive if you are careless
November 2009 Saga Money Tax fraud, more pension credit for savefs, King Kong, Bank complaints, Serps changes
October 2009 Make bricks and mortar pay How you can release the value of your home - equity release
October 2009 Saga Money Tipping, ISA limit up, Pension windfall, personalised stamps, scrappage revisited
September 2009 Dealing with a Debt Crisis What to do if your debts give you sleepless nights.
September 2009 Saga Money Local currencies, divorce windfall, winter fuel payment, 10p tax compensation defeated, Saving Gateway
August 2009 Alone - and out of pocket Benefits for the bereaved
August 2009 Saga Money Scrapping the banger, Tax on phones, Buyers beware, Capital babies, Redundancy and pensions
July 2009 Boost your pension now Tax relief under threat so make the most of it while you can
July 2009 Saga Money Over 50 and jobless, Class glass Lalique, Benevolent funds, over 65s fraud victims
June 2009 Sub zero era What happens to amounts linked to inflation when prices fall?
June 2009 Saga Money Budget news, disability claims abroad, pension credit, insure your shed
May 2009 Down but not out How to cope with redundancy
May 2009 Saga Money Premium Bond prizes cut, Invalidity allowance errors, Banknote returns, Swiss tax haven, benefit payments changed
April 2009 To pay or not to pay Complex new rules on paying missing National Insurance contributions
April 2009 Saga Money Pensions up, Stamp down on postage, Pension Credit and Council Tax Benefit rises, Budget delayed, scams
March 2009 How we'd help Conservative plans if they win the next General Election.
March 2009 Saga Money Working longer, Urwerk watches, Inheritance tax falls, Financial Ombudsman, Border differences
February 2009 Some you win, some you lose The Pre-Budget report and you
February 2009 Saga Money Safer savings, Winter fuel payment, Auction records, Get your tax back
January 2009 Raising the banking standard The Banking Code Standards Board what it does and where it is going

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2008

December 2008 Make your gifts go further How to get the Government to add to the money you give to charity
December 2008 Saga Money Harder hit by inflation, children's books at grown up prices, How safe is my money? and online tax returns
November 2008 Spend now or keep for later? Choices on deferring your state pension - WEB PIECE CONTAINS CORRECTION
November 2008 Saga Money Cut energy bills, check tax allowances, good financial advice, ISA transfer code, Doctor Who?
October 2008 Getting back to employment How the new Employment and Support Allowance will affect disabled people
October 2008 Saga Money Water price rises, age discrimination plans, cut inheritance tax, Bugatti record, remembering PINs
September 2008 The cost of 'free' banking Now is the time to switch as huge profits are revealed
September 2008 Saga Money Savings safety, 20th century sales, inheritance tax glitches, benefit take-up scandal.
August 2008 Protect your identity - prevent ID theft and what to do if your ID is stolen
August 2008 Saga Money Tax on small pensions, pension in advance, Dickens's desk, faster payments, boiler room scams
July 2008 Pay your cards right Best ways to spend abroad
July 2008 Saga Money Low paid still pay more tax, married women's pensions; richest pensioners; trace old pensions; annuities on the rise.
June 2008 Receive your benefits abroad New rules help disabled and others claim abroad
June 2008 Saga Money U-turn tax losers, Council tax rises, luxury flats, Cash is back, Spanish tax refund
May 2008 Big change in state pensions There's a cliff edge on 6 April 2010
May 2008 Saga Money Separate savings, Car tax, Gift aid shops, Winter fuel payments rise, state pension is 100, low income losers
April 2008 Just the Ticket Free travel for all over 60s throughout England begins this month.
April 2008 Saga Money Pound drags down pensions, cheques fade out, investment dogs named, F1 number plate, Monday blues.
March 2008 Working for Yourself Does self-employment beckon?
March 2008 Saga Money Victory for pensioners, under the microscope, sports shirt refunds, fat cat pensions, Stamps up
February 2008 Making Your Money Work The banks need our money - and are paying well for it
February 2008 Saga Money Banks reject ageism ban, More tax for low earners, sell and rent back dangers, Coin changes, council tax benefit changes, records for sculpture and car.
January 2008 Pensions: a maze for women Married women and National Insurance contributions
January 2008 Saga Money Cash savings, Leica prices, Postcode pensions, Pound replaced by euro! Banks fail pensioners, jumbo jet set, domain records, home responsibilities protection.

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2007

December 2007 Inheritance Tax: the small print Details of the changes announced in the pre-Budget report
December 2007 Saga Money Boost your charity gifts, autographs, Northern Rock, centenarians, gas safety checks, pension rises, ten years of inflation
November 2007 New hope for unmarried partners New legal rights for are proposed for England and Wales
November 2007 Saga Money Instant clearing delays, OWL tracks electricity use, 78s, cut your council tax, pension forecast suspended, balancing credit card deals
October 2007 Easing the cost of care New national guidelines should give more people in care more money towards the fees.
October 2007 Saga Money Where to live, power switches, bank charge claims pending, Lords thwarted on pensions, corkscrew heaven, passport woes, unclaimed assets
September 2007 Caring for the carers What help and money carers can claim
September 2007 Saga Money Inheritance tax guide, valuable bears, free gas safety checks, council tax relief, joint accounts, working on, pensions time-bomb, Tax errors
August 2007 Power to your people Rules for Powers of Attorney change from 1 October
August 2007 Money News Barclays relents on SAMs, Plastic fantastic, Pensions abroad, Tax help, online shopping rights
July 2007 Banks brought to account Bank charges reclaim campaign continues
July 2007 Money News Standard Life money, Record water bills, Arts & Crafts prices, Wave & Pay, Cash in on smoking, Tax haven UK, Energy discounts
June 2007 Robin Hood in Reverse Gordon Brown's final Budget takes from the poor and gives to the rich
June 2007 Money News Hello HIPs; Pensioners' incomes; Dogs in art; Ombudsman takes on credit; Dormant accounts
May 2007 Gain without pain Pensions tax relief how it works and how to make it work for you
May 2007 Money News FAS improved, Budget losers, cigarette cards, data pledges by banks, direct debit charges, brothers grim pension tale
April 2007 Cracking the Tax Code Retirement Annuities and tax codes
April 2007 Money News Pop memorabilia, free prescriptions in Wales, bribes to leave pension schemes, Non-claimers rise, cheques vanish, online dealers taxed, home reversions regulated
March 2007 Pensions reform at work Government plans to make everyone save through our job
March 2007 Money News Pensions Barometer, your own inflation rate, appeal of the pen, banking on the family, least favourite tax.
February 2007 An income for life Choosing the best annuity can boost your retirement income
February 2007 Money News Investing in cars, Savings perk up, Bonfire nights, Brits on the move, Eurozilch, Equity release
January 2007 Putting your faith in trusts Can these ancient financial structures help us protect our assets?
January 2007 Money News Art prices, Farepak Christmas woes, Cheque changes; House prices up; DWP phone costs

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2006

December 2006 Bank Charge Rebellion Bank charges may be illegal - what to do if you are charged too much
December 2006 Money News Inflation spectre, Fantastic plastic, Student help, Payment protection insurance, Old clothes.
November 2006 How lenders give you the credit Three credit reference agencies hold data on us all
November 2006 Money News Energy prices peak, Ł39,000 Worcester jug, Will Aid, red card on overdrafts
October 2006 'If it was me I'd be campaigning too' Pensions Minister says 'No' to more money but I don't blame you for asking
October 2006 Age law brings new rights Age Discrimination at work is outlawed - mainly.
October 2006 Money News Inflation strikes, Inheritance Tax grows, City bonuses, Star Trek heaven, Jobs go south
September 2006 Trapped in their own homes Shared appreciation mortgages are all in the banks' favour.
September 2006 Money News NHS charges, what to spend the house on, HIP changes, Yacht spotters, and care homes help
August 2006 The Great Pensions Shake-Up The Government's plans to change pensions forever
August 2006 Money News Government fiddles pension compensation figures, HIPs for house sales, 20th century furniture, million pound houses
July 2006 How to make a complaint about a financial services company
July 2006 Money News More scams, postal revolution, new tax on health insurance, dolls' houses cost dear
June 2006 Battle lines drawn on care costs Court and Government change the rules for help with costs of care
June 2006 Money News Value of scrap, Welsh get free prescriptions, Link cash charges, Credit protection abroad, cheap jets.
May 2006 Finding your way through the pensions jungle State pensions unravelled
May 2006 Money News Over 60 bus passes, Ombudsman defied, Tax takes, Ł1 million pound violin, Child Trust Fund and grandparents
April 2006 Profiting from your pension More A-Day changes
April 2006 Money News Gas prices explode, Turkmenistan pensions cut, Fending off fraudsters, Watch the price, Living together law in Scotland.
March 2006 A rough guide to living abroad Pensions, tax, benefits, inflation and property if you move abroad
March 2006 Money News As safe as houses, buy now before stamps rise, beat parking fines, PIN or pen? football memorabilia
February 2006 Turner sticks to his sums The Pension Commission's plans affect us all
February 2006 Money News Working past 65, winter cuts, valuable vinyl, our stuff, tax trap for over 65s
January 2006 How to reduce the burden of inheritance tax
January 2006 Money News Good savings rates, revolving pension door, war medal prices, uninsured drivers, easier council tax benefit claims

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2005

December 2005 Winter Fuel and Age Related Payments What they are and where you can get them
December 2005 Money News Treasure in the attic, Insurance DOC'd, Rise of council tax, Bazas, Live and work longer
November 2005 Living Together New laws for same sex couples
November 2005 Money News Home from Home, SIPP carefully, IF Theft, Tin plate worth a mint
October 2005 Pension rights for part-time women Courts clarify the rules - 275,000 could claim.
October 2005 Money News Labour confuses on citizen's pension, credit card fees, hi-tech insurance, defer council tax, champagne posters
September 2005 What a difference A-Day makes Part 2 of the guide to pensions changes from April.
September 2005 Money News Age discrimination to go, Buffett lunch, record price for pot, green labels for new cars, offshore beware
August 2005 Start planning now for the big A New rules to encourage pension savings from April 2006
August 2005 Money News Lottery vs premium bonds, clocks to buy, annuity shoparound, Ferrari, what does 70% off mean?
July 2005 Carers and care homes What carers can get and how to pay for a care home.
July 2005 Money News Equity release, Bentley's grey target, grandparents' give more, older savings accounts, scissors paper stone art
June 2005 Some win, some lose under pension protection reforms.
June 2005 Money News Wedding costs soar, Romanian leu revalued, critical illness claims, warranty protection, valuable cent.
May 2005 Election manifestos Three parties set out their election stall
May 2005 Money News National Insurance pot grows, winter payments, gift aid on stately homes, holiday cash surcharge, arts & crafts.
April 2005 Inheritance tax - how to cut the bill
April 2005 Money News Annuities fall, banks text warnings, grace days cut, muddle over PINs, Careful with Clarice Cliff
March 2005 Negotiate the pensions maze Your state pension guide
March 2005 Money News Watchdog helps customers, loan scam, hard card, Ł19mn cabinet, 65+ tax-trap, VAT avoided
February 2005 In the hot seat New Secretary of State for Pensions wants major changes in the state pension
February 2005 Big boys poised to corner the market following big changes in the way we are sold financial products
February 2005 Money News Salary stakes, Ł4mn holiday, forgotten fifties, Revenue refunds, Art of saving money
January 2005 Check your tax after taxman's error Revenue admits tax deducted through PAYE may be wrong.
January 2005 Money News Phishers target bank accounts, Ł2000 rail ticket, how billionaires spend it, cut your car insurance, and tax cloud lifted from home reversions

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2004

December 2004 Pensions choice Contracting out of the State Second Pension
December 2004 Money News Stamp Duty soars, Commemorative china, Pension rise, Free loans, Free passports, Fixed price energy reprieve.
November 2004 Pensions in crisis Four experts on what we must do to reform pensions
November 2004 Money News Graduate debt, Morse's car for sale, new mortgage regulation, tips on tipping, lifeline for Post Offices
November 2004 A piece of paper to give peace of mind why you should make a will
October 2004 Money News Spreading investment, camera club, motor insurance, scam Canaria, son of son of son of ERNIE
October 2004 Save energy, make money a few simple steps can save you money and help the planet
September 2004 Money News Price rises, Identity thieves, Plastic beats cash, Investing in art, Diamond geezer
September 2004 Get your tax back from the Chancellor Millions of people pay too much tax on their savings.
August 2004 Money News Top bosses earn Ł2.1 million, Collectable photos, Lucky bookies, Cost of living abroad, New credit rules
August 2004 Children to get Government windfall - money for kids, and grandkids!
July 2004 Money News Chocolate money, Eggs worth millions, Benefit cheques, Terror premium, Titanic dives
July 2004 Retiring abroad in the new Europe Benefits, tax, health must all be considered.
June 2004 Money News - House prices soar, annuities fall, tax simplification, trillion, sparkling sparklers
June 2004 Boosting your income for life - how to choose the best annuity.
May 2004 Money News - Unclaimed cash, Politicians' investments, Collecting coins, Payment insurance, $1 million note
May 2004 Pension simplification, Inheritance tax clampdown, Ł100 for over 70s - all the Budget news.
April 2004 Money News Older people's wealth, watercolour investment, 92-year-old robber, fake euros, credit card charges.
April 2004 Pensions in a state No reform of state pension but more if you work for longer
March 2004 Money News Investment dogs, unique stamps, Link charges, switching fuel, nurses taxed, cost of pets
March 2004 Striking out on your own self-employment in retirement
February 2004 Money News Avoid scams, insuring your body, Brown's change, underinsurance, chip and pin
February 2004 The cost of a care home - there are ways to make paying easier
January 2004 Money News Grey power; insurers use lie detectors; pension rise delayed a week; submarine for deep pockets; benefit website
January 2004 Swap your bank account and make money in 2004

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2003

December 2003 Money News May to October timing affects shares, Pension rise, Armchair investors, Credit card gaffe, High cost transatlantic
December 2003 Land Registry secrets and Stamp Duty Land Tax
November 2003 Money News Council tax rises 94%, Debt spreads, Waltons richest, Kindleberger's cautious advice, Ebay's billions
November 2003 Campaign for collapsed pensions schemes what happens to your pension when your company goes bust?
October 2003 Money News Pension troubles, taxing Madonna, House prices, Big returns, Model claim
October 2003 More money all round if you're over 65 More off council tax, extra pension credit, more help with rent.
September 2003 Money News Retirement ages, football finance, self-assessment, smart bank accounts
September 2003 Cash in on your home Equity Release schemes
August 2003 Money News Fat cats, Price indices; Investing in autographs; Black credit cards; timely tips.
August 2003 Pensions from abroad Time spent working or living in other countries may mean more money.
July 2003 Mind the gap Check for holes in your national insurance pension record
June 2003 Taming the Pensions Storm Shadow Pensions Secretary David Willetts sets out his alternative
June 2003 Crack that Code Tax codes and tax back
May 2003 Badly endowed Take action now on your mortgage endowment
April 2003 How to PIN a pension New ways to get your pension paid
March 2003 The man deciding our future Interview with Pensions Secretary Andrew Smith
March 2003 More money for those who need it 5 million can claim Pension Credit
February 2003 Credit where it's due New tax credits for parents and low paid people
January 2003 Delayed at the office As we live longer retirement will come later

2002

December 2002 Leave your troubles behind Inheritance tax and how to reduce it
November 2002 Money down the drain Married women's National Insurance contributions scandal
October 2002 Outrageous treatment of widows Suffering caused by equality changes
September 2002 Don't lose sleep over your savings Safe options for the cautious investor
August 2002 Fit for work or fit for nothing? age discrimination at work
July 2002 Home alone and trapped in the UK Frozen pensions abroad trap pensioners here.
June 2002 Win some, lose some The Budget was generally good for people over pension age
May 2002 War pensions for widowers War disablement pensions extended
May 2002 Changes and Choices The new State Second Pension helps disabled people and carers
April 2002 Pensions in Peril Final salary schemes in danger
March 2002 Annuity Reform Rejected Government consults on annuity changes
March 2002 Birth of the Euro 12 currencies disappear forever
February 2002 Gordon's Bonanza Pensions and tax allowance set to rise above inflation
February 2002 For Richer Or Poorer How to convert your pension fund into an annuity
January 2002 What's Troubling You? Council tax, car tax, lost money, winter fuel, Equitable Life

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2001

December 2001 Watchdog Bares Its Teeth New powers for the Financial Services Authority
November 2001 Nursing their Dignity Care home fees in England should fall
November 2001 Winter Fuel Payment 2001/02
October 2001 Suing for Compensation No win, no fee should mean free justice for accident victims
September 2001 Why didn't anyone warn us? The Equitable Life pensions fiasco
September 2001 Set our pensions free alternatives to annuities
August 2001 The Pension Trap Annuities are poor value
July 2001 Sitting on a Fortune is your money lost in a dormant account?
June 2001 Claim your cash - it's guaranteed
May 2001 Claim Your refund Car tax rebates for smaller vehicles
April 2001 Capability Brown The 2001 Budget
April 2001 Widowers Win Equality
April 2001 Polls Apart MORI poll of how Saga readers will vote
March 2001 A Question of Form simpler ways to claim
March 2001 Still confused about pensions? your cut out and keep guide to the state pension
February 2001 About Time! Government climbdown on SERPS for widows
February 2001 Sleight of Hand Cuts Pension Rise Chancellor gives with one hand.....
January 2001 Yes we can be moved Saga poll reveals your voting plans
January 2001 Credit Where It's Due Government plans for a pension credit
January 2001 It's a Taxing Time For Many your letters show your concerns

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2000

December 2000 What Price Your Vote More money for people over 60
November 2000 Hands Off Our Perks! Readers vote on Tory plans for pensions
October 2000 War Pensioners Fear NHS Will Axe Priority Treatment
September 2000 Champion of the Underdog Paul Lewis takes on Money Box - by Nigel Blundell
September 2000 Blair's Blueprint for Those in Care funding long-term care
August 2000 It's Your Pension - What do You Think? Tories' radical pension plans
July 2000 Pensions Victory for Part-timers European Court ruling benefits thousands of women
June 2000 Why get by when you could get more? Take-up campaign and more on Winter Fuel Payments
May 2000 Budget 2000: one for pensioners?
April 2000 Tax Rule Vexes Older Married Couples Readers' letters
March 2000 Some Home Truths hang onto your home if you go into care
February 2000 Better Pensions for All? and news on nursing homes and SERPS climbdown
February 2000 More fuel for the fire Winter fuel payments extended by Europe
January 2000 Good news - on the whole - in Budget Report

1999

December 1999 Poverty promises made at Bournemouth
November 1999 Driving costs up - for older motorists
October 1999 Benefits fiasco leaves millions out of pocket
September 1999 You steal our pensions we'll steal your votes
August 1999 Food for Thought Your letteres answered
July 1999 Just the Job New rights at work
June 1999 Halved, drawn and quartered The attack on SERPS
May 1999 No, Gordon, Everyone's NOT a winner The Budget and you.
April 1999 Some Friends Up North Sheffield ends its discrimination against war pensioners
March 1999 Taxing the Poor - Government will not change the tax on dividends
February 1999 The pensions claw - are you losing some of your company pension?
February 1999 Age of Opportunity - Government plans to help older people
January 1999 The Euro - readers' criticisms answered
January 1999 When more is less - Goverment plans for social security

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1998

December 1998 Questions, answers - to readers' letters
November 1998 Euroland Beckons - financial opportunities of the single currency
November 1998 Reaping the Hurricane - no pensions for nuclear test veterans
November 1998 Prince Charles at 50 - royal financial advice
October 1998 The price of coal (part 2) - vibration white finger case won in Court of Appeal
September 1998 Promises, promises - government plans for pensioners have little detail
August 1998 Assault on Older People's Civil Liberties - new rules on paying for care homes
July 1998 Tax changes punish the poor - investment income hit by new rules
June 1998 50 Plus and Proud of it a book and a birthday
June 1998 You Win! Bad and Ugly Councils in Retreat
May 1998 A Budget called Prudence - how the 1998 Budget affects you
April 1998 Millions on offer - claim it back from the Chancellor
March 1998 Council tax cut, fuel payments delayed
March 1998 The price of coal - compensation for miners
February 1998 Millennium awards for all - do something worthwhile in your community
January 1998 Chancellor's Plans for Pensioners - the Pre-Budget Report

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1997

December 1997 War Veterans can be trusted says judge. War pension cases to be reviewed
November 1997 Banking on Indifference - missing money in banks and building societies
October 1997 Pension Alert - act now to get compensation
September 1997 Care Homes Inquiry Seeks Your Views
September 1997 Your home is at risk - if you go into care
August 1997 Lightly Browned - Labour's first budget
July 1997 Lords Boost for Disabled - court ruling to help them lead better lives
June 1997 Many Happy Tax Returns - self assessment of income tax begins
May 1997 Better late than Never - secret rules revealed
April 1997 Millions of pensioners lose billions of pounds
March 1997 Tax changes - some good news for older people
February 1997 Pensioners lose millions in Budget cuts
January 1997 Equal rights for men

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1996

December 1996 Company pension trustees
November 1996 Welcome to Cyberspace
October 1996 Jobseeker's Allowance saves £300m
September 1996 Self assessment starts now

PRIZEWINNING STUFF
In May 1996 Saga Magazine won the Editorial Campaign prize awarded by the Periodical Publishers Association for its campaign about local councils treating war pensioners meanly. Here are the award-winning articles and their follow-up.

The campaign began in November 1995 with War Pension Robbers. By January we reported Councils Start to Crumble. In February 1996 we scored a big success as Rotherham Joins the Good Guys. In March we said Councils Are For Turning as 46 changed their policies. But some ugly ones remained stubborn, spending millions as war pensioners suffered. In April the courts took our side when the magistrate said Don't Go To Jail to campaigner Ted Maddison. Despite these successes, in July 1996, war pensioners in Liverpool were Reduced to Tears as their council became the first to turn the wrong way. But good news in 1998 as the latest figures show the Bad and Ugly Councils in Retreat and that in 1999 war pensioners have Some Friends up North.

BLETCHLEY PARK Read my piece on the fight to save Bletchley Park from January 1993

ASBESTOS Read my piece on the gas mask women and their struggle for compensation - published October 1987

DUBROVNIK My report from Dubrovnik after the shelling - published in January 1994

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PRIZEWINNING STUFF BLETCHLEY PARK ASBESTOS DUBROVNIK

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