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From June 2009 I have written a fortnightly money saving
tip. They are collected here. Before that fortnightly column I
wrote a comment on the week's financial news from 1 November 2006 until 1 April 2009.
They were published in the money
section of the Saga website. The pieces are brought together here
together with three early trial pieces that were not published but which I
rather like.
Occasional extra pieces written for the Saga website are also here.
Go to
my page on the saga website
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2006 Pre-publication
2014
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2006 Pre-publication
2013
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2006 Pre-publication
2012
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2006 Pre-publication
2011
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2006 Pre-publication
2010
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2006 Pre-publication
2009
Get it back! Money saving tips
Comment
JUMP TO 2014 2013 2012 2011 2010 2009 2008 2007
2006 Pre-publication
2008
- 31 December 2008 2009 - the year
of hibernation
- 23 December 2008 Sneaky plans
for the social fund are afoot
- 17 December 2008 You could make it
up as £50bn goes in biggest Ponzi fraud ever
- 10 December 2008 Home Information
Packs - good or bad we'll never know
- 3 December 2008 What on earth
is 'sales advice'?
- 26 November 2008 VAT did you say,
Darling?
- 19 November 2008 Colombian Ponzi con
echoes credit crunch
- 12 November 2008 President Elect
Obama wants to crack down on tax havens - and a third of them are British!
- 5 November 2008 Benefit
errors cost low income people £1.1 billion a year.
- 29 October 2008 Another six years
NI contributions can now be paid
- 22 October 2008 We have
forgotten what houses are for
- 15 October 2008 Inflation
up again but at least pensions will rise with it
- 8 October 2008 Icesave collapses -
most money safe
- 1 October 2008 Why won't the
Government say it will protect all our savings?
- 24 September 2008 Age
discrimination supported by an adviser to the European court. Will the judges
agree?
- 17 September 2008 Last
Bank Standing - will the US Federal reserve end up owning all the banks?
- 10 September 2008 Savers
and borrowers pay the price for saving face as Nationwide gobbles them up
- 3 September 2008 Tax cuts start this
month but Chancellor blows the good publicity
- 27 August 2008 Pensioners will
pay a heavy price for improvements to benefit claims
- 20 August 2008 Recession may come
but recovery will follow
- 13 August 2008 Inflation gets
worse - and the Bank is powerless to stop it
- 23 July 2008 Fair compensation
for Equitable Life victims - but what is fair and when will it be paid?
- 16 July 2008 Private
pensions disappointing for many - new survey of pension incomes
- 9 July 2008 Overdrafts big
earner for banks - usurious rates earned by High Street banks
- 2 July 2008 The price of failure - top regulator gets seven times as much for missing Northern Rock as he would
have got for spotting it.
- 27 June 2008 The Government says
it will end age discrimination - but not just yet
- 18 June 2008 Inflation out of
control - and no-one is taking it seriously
- 11 June 2008 A tale of two
duplicities - mis-sold plots and overcharging
- 10 June 2008 More help for carers -
but campaigners ask 'why no cash?'
- 4 June 2008 Another tax grab -
Revenue plans to cut the time to claim back overpaid tax
- 28 May 2008 Faster money
transfers - but the phased introduction causes confusion
- 21 May 2008 Compensation
deal on 10p tax announced - and it's very different.
- 7 May 2008 Government admits it
has under paid thousands of women pensioners
- 30 April 2008 Financial sales revolution
proposed
- 24 April 2008 Compensation for tax losers
agreed but who will get what and when?
- 23 April 2008 Labour MPs can get
compensation for tax losers
- 16 April 2008 Fabians say we should love
inheritance tax
- 9 April 2008 Whiff of hypocrisy as MPs
who voted for a change now complain about it
- 2 April 2008 Will anyone understand
the new tax rules for savings interest?
- 26 March 2008 Pension Credit take up
effort abandoned
- 19 March 2008 The music stops. But can
you hear the crash?
- 12 March 2008 Darling's duds of March
- 5 March 2008 The state pension is one
hundred!
- 27 February 2008 Tax clamp down but
what about our own tax racket?
- 20 February 2008 Congratulations.
You own Northern Rock
- 13 February 2008 Can the Bank control
inflation?
- 6 February 2008 Fuel poverty promise
may be broken
- 30 January 2008 No time for a
pension holiday
- 23 January 2008 Don't Panic! Is Mr
Mainwaring really in charge of the banks?
- 16 January 2008 No end to free
banking
- 9 January 2008 Top Fear as Clarkson's
bank is breached
- 2 January 2008 Shares 4 : cash 4 but
where to invest in 2008
JUMP TO 2014 2013 2012 2011 2010 2009 2008 2007
2006 Pre-publication
2007
- 19 December 2007 Christmas pension queues
- 12 December 2007 Decumulation is
the name of the game
- The banks still need our money -
Interest rates cut but savers may not lose out
- 5 December 2007 Banks support
ageism - why did they reject a change to ban age discrimination?
- 28 November 2007 Dear Mark Constantine
- why business should be campaigning for the low paid
- 21 November 2007 25 million
records lost by the Revenue - what does that mean for online tax filing?
- 14 November 2007 Inflation (Made
in China) - why this month's rise to 4.2% may not be the last
- 7 November 2007 No pensions
without consensus - Conservatives threaten end of pensions consensus
- 31 October 2007 Supply beats demand
- why house prices will continue to rise
- 24 October 2007 Government promises
make Northern Rock solid
- 17 October 2007 Council tax will rise
faster than pensions.
- 10 October 2007 Tax wars as Labour
announces its Inheritance Tax changes
- 3 October 2007 Conservative, not
radical. Do the Tory tax plans add up?
- 26 September 2007 R.I.P. PPI? Should the
sale of payment protection insurance be banned?
- 19 September 2007 Rock around the
block - Northern Rock questions for the FSA and the Chancellor
- 12 September 2007 Libor-rate your savings
- Cash savings rates hit new high
- 5 September 2007 Hammer blow -
Two auction houses raise the cost of buying
- 29 August 2007 Banks recover lost
profits from sneaky credit card charges.
- 22 August 2007 FSA must tell
consumers what it knows - unless it appeals.
- 15 August 2007 The end of free
banking? I don't think so.
- 8 August 2007 Cash is better than
shares - for now
- 18 July 2007 Women's pensions at
the cliff edge
- 11 July 2007 Tory tax plans for
married couples
- 4 July 2007 As debt grows the
Bank of Mum and Dad is under pressure
- 27 June 2007 Floods of tears - should the
Government pick up the bill for wrecked homes?
- 20 June 2007 Six appeal - cash
savings rates head up but beware the tricks
- 13 June 2007 King's inflation fears -
Even the Governor of the Bank of England is worried about inflation
- 7 June 2007 Pensions victory -
for now - House of Lords backs more compensation for lost pensions
- 6 June 2007 No tax please we're
City-ish - top directors pay lower rate of tax than their cleaning ladies
- 30 May 2007 London borough freezes
council tax for over 65s - does Hillingdon show the way?
- 23 May 2007 About turn on HIPs - delayed to
August, perhaps forever.
- 16 May 2007 Controlling house prices
- 9 May 2007 Aged debt - serious debt
affects more older people
- 2 May 2007 Slim retirement for
Michelin Man - Pension scheme closures
- 25 April 2007 Here but invisible - more
than 100,000 people live here but pay no tax
- Lifeboat sunk by promises -
pensions hopes dashed in Commons defeat
- 18 April 2007 Inflation is back - and
yes we should be worried
- 11 April 2007 New rights for
borrowers
- 4 April 2007 Brown's
pension raid is politics not finance
- 28 March 2007 Council tax rises -
what you can do to cut the cost.
- 22 March 2007 Gordon's Tax Grab - the
Budget will leave many older people worse off
- Fig leaf for stripped pensioners -
Government announces improvements to financial assistance scheme for lost
pensions
- 14 March 2007 ISA wars confuse customers
- 7 March 2007 Inflation deflation
- is the Government quietly switching to a lower measure of inflation for
annual rises?
- 28 February 2007 Shares can go down
as well as plummet - that's why they are for the long term.
- High Court defeat for Government over
pensions - but will it now pay compensation to 125,000 who lost their
pension?
- 21 February 2007 Premier League
profits - Barclays makes £7.1 million but still overcharges customers who make
mistakes
- 14 February 2007 Pension service doubly stuffed
- 26,000 letters with pension and bank details go to wrong people
- 7 February 2007 Banking on complexity - Complex
savings accounts should be ditched
- 31 January 2007 End of the unfair exit -
mortgage exit fees were unfair and must be changed
- 24 January 2007 Protection Racket - big bank
fines on the horizon for mis-selling Payment Protection Insurance
- 17 January 2007 U-turn on NI contributions -
Government says it will repay overpaid National Insurance
- 10 January 2007 British Gas fines late paying
customers - one more reason to change supplier now!
- 3 January 2007 The haves and the have debts -
how to cut the debt mountain
JUMP TO 2014 2013 2012 2011 2010 2009 2008 2007
2006 Pre-publication
2006
- 20 December 2006 Glitch leaves people
scratching heads - the hole in your NI record that wasn't there.
- 13 December 2006 Pension Plan flawed -
Government plans won't help everyone
- 6 December 2006 Pre-Budget Report - but little
for older people
- 29 November 2006 Wish you weren't here - travel
insurance warnings
- 22 November 2006 Banking on free banking -
First Direct's new current account charges can be avoided
- 15 November 2006 Cash is king as rates rise -
but why are cash savings so complex?
- 8 November 2006 Plastic not so fantastic - why
won't the banks take fraud more seriously?
- 1 November 2006 Money off council tax -
Government fails to get discounts to 2 million.
Pre-publication
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2006 Pre-publication
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