Never too late

It is never too late. That’s my financial motto, and it is very much the reason for Saga Investor. Of course, the glib answer to the question ‘when should I put money in the stock market?’ or ‘when should I start saving for my retirement?’ is ‘twenty years ago’. But that does not help much when you’re 50, and you didn’t, and the future is becoming the present with frightening rapidity. Or when you are 65 and need to make sure you squeeze every penny of income out of your assets. So because most of us did not put as much money aside for the future as we would have wished, my motto is firmly – it’s never too late.

Never too late to make whatever money you have work harder for you – because left to itself money is a lazy so-and-so. Never too late to make sure other people are not profiting more than you from your hard-earned savings. And never too late to make sure you are not wasting money that you could be saving.

Saga Investor is here to help you manage your money. How to invest wisely. How to save sensibly. And how to spot the good, the bad, and the downright ugly among financial products. It is also here to campaign for you – this month we tell the Government we want more freedom to use our retirement savings. It is a magazine we have needed for a long time. I am proud to be its consulting editor. Welcome to the first issue.

Autumn 2001

e-mail Paul Lewis on paul@paullewis.co.uk