Twitter took up the argument between me and Neil Liversidge about trail commission.
These are all the tweets that hit my timeline. I guess there were a lot more.

In reverse chronological order, latest first

109 VBischoff Victoria Bischoff 
Excellent reply Paul - though I'm not sure that dross particularly deserved one!

108 ElaineBirch elaine birch
isn't the biggest problem about trail where advisers switch clients investments for higher trail intending to sell up?

107 JonSWright Jon Wright 
just read all the comments for and against. Well done sir, good work. I support you.

106 Marcus_Davison Marcus Davison 
Would people trust you more if you showed full face on Twitter? 'Hands over mouth' is a no-no in the 'trusting' professions

105 SullaB Anselm Bassano 
Summary:Paul does his job,some IFA don't like it, charges are opaque and we are all probably being ripped off.

104 BroughtonLass BroughtonLass 
Good rebuttal, by the way.

103 BroughtonLass BroughtonLass 
Can't believe someone is equating trail commission with the TV licence fee.

102 johnhellier John Hellier 
@_moneymarketing  who are these clients you are talking to Mr paul Lewis they certainly aren't any of my clients!!!!!

101 MaverickPudding Mary Newark 
Yup, absolutely! @KarenWagg

100 CashQuestions Annie Shaw 
@MaverickPudding  seems to be what some of the IFAs criticising  were suggesting@KarenWagg

099 MaverickPudding Mary Newark 
@CashQuestions So only doctors can criticize medics? Lawyers/judges? Qualified admen/TVads? Qualified journos/journalists? 

098 cleverwithmoney Steve Laird 
Good reply. Neil's letter reflects the paranoia that exists amongst some IFAs that FSA/media are out to get them - good/bad

097 cleverwithmoney Steve Laird 
Well thought out, balanced reply Paul. RDR meant to get rid bad advice & practice. Bound to be some paranoia

096 RiskActuary Elliot Varnell 
UK IFA community getting upset after  suggests that trail commission is secret to many consumers... bit.ly/pqIfCq #in

095 SS401 Paul Rogers 
@tomstronach  If your IFA can't explain things to you clearly, then it may be time to get a new one! Seriously.

094 MasonsFinancial Dean Mason 
@money2themasses  interesting debate (it now is one), unlikely many will benefit from RDR & the FSA failed, hence replacement

093 money2themasses Damien Fahy 
Reply from @paullewismoney  to Neil Liversidge's complaints about Money Box and trail commissionmoneymarketing.co.uk/1037700.articl…

092 PhilBill360 Phil Billingham 
Robust reply! Thanks for that. Perhaps there is a difference between 'Secret /hidden' and 'Not understood by many?' Coffee?

091 bruce_cameron Bruce Cameron 
Well replied Paul, the difference between journalistic reporting and taking a position seems to have been missed

090 GarethJameson Gareth Jameson 
That told him. I read the transcript and thought it was fair. Moneybox often recommends seeking independent financial advice

089 Coreco Coreco 
Good stuff  responds to Neil Liversidge letter c0re.co/qLknMG

088 ACHMelchett General Melchett 
Well said sir!

087 YorkshireWalker John HIck 
last time I checked people were not giving PL large amounts of their hard earned dosh to gamble with

086 tomstronach Tom Stronach 
@SS401 Most of what you says Unfortunately , goes over my head, and having had an IFA who also spoke over my head I always get lost. As for qualifications do we then disbar ALL MPs from being in government oofice’s of state as most of them are as qualified my dead cat in for ability and knowledge in managing the country’s affairs? [expanded from tweetdeck]

085 martinwwhite72 Martin White 
@simonMAB  because GP must be seen to be giving impartial advice in all cases. No suspicion that commission led prescription.

084 eilidh Eilidh 
nobody's allowed to complain about you. You're the sensible uncle we all wish we had

083 IanLambertIFA Ian Lambert 
seriously the Garage and Estate Agency world would be carnage if they had to produce audit trails like us & retrospectively

082 IanLambertIFA Ian Lambert 
CONT by running one Paul, it's not a gravy train and we are not at all as painted, we are more regulated than any other...!

081 IanLambertIFA Ian Lambert 
for you to really get into the level of detail that you are discussing, you really should have experienced an IFA business

080 CashQuestions Annie Shaw 
obviously you don't have to have IFA quals to criticise IFA business model, nor self evidently to have journo quals to write

079 Louise50top Louise Oliver 
just listened to Moneybox from Sat and you projected a good balanced opinion of the commission issue!

078 geoffsenior1 geoff senior 
not from me Paul.

077 CashQuestions Annie Shaw 
.. many ppl think they can "write" + "do a bit of journalism", just because they can hold a biro. Quite a few finance bods!

076 CashQuestions Annie Shaw 
I love the argument about having to have exams to be able to comment about money (actually I did pass a few old ones) How ..

075 Spectrumifs Wayne Slater 
@PensionsMonkey  I Agree. Media also has equal repsonsibilty to promote both positive and negative always seems an unbalance

074 hedge64 Bruce Spence 
not going to do anything to improve their "client's" pension pot is it? Would rather trust the IFA and after RDR a non-issue

073 sonofveritas sonofveritas 
As a consumer of financial services I have always found your programmes to be informative, balanced and fair.

072 simonMAB Simon Richards 
@martinwwhite72  Why would you criticise your GP for saving your life? no matter how they were paid.

071 SarahDavidson Sarah Davidson 
therein lies the rub, afraid we don't pay but it would be opp to justify thoughts on trail commission to brokers?23rd Sept?

070 martinwwhite72 Martin White 
So how are IFA exams relevant to this debate? Not at all I'd say.

069 Massows Massow's Ltd. 
thanks for following and good work on Saturday!

068 martinwwhite72 Martin White 
Ha! So now you would have to be a qualified doctor to criticise your GP being paid commission by drugs companies?

067 Mortgage_Stu Mortgage_Stu 
thanks - appreciate the response. I think it would level the marketplace and assist consumers.

066 PensionsMonkey Tom McPhail 
Paul I thought Neil's letter was more an exposition on the good work IFAs do than an undioluted critique of your programme?

065 Mortgage_Stu Mortgage_Stu 
Paul, just a thought, but would you advocate the same principle for fees based advice for mortgages? I think it would help.

064 SarahDavidson Sarah Davidson 
Hi Paul, what do you say to writing 345 words for MI on whether trail commission would be good or bad in mortgages?

063 meigwilym Mei Gwilym 
haters gonna hate. keep up the good work, paul

062 paullewismoney Paul Lewis 
“@shaunkirtley: @SS401  but has he actually passed any of the exams IFAs have to take?? Have you Paul, do tell?” No.

061 DhiraBhakta Dhira Bhakta Dasa 
I don't understand most financial things so always glad that you explain things so nicely, if only others would do the same

060 theactualpolson Mark Polson 
That should do it! The lifecos taking trail that isn't being paid out prob have more to lose than IFAs bbc.in/nhAHvS

059 simonMAB Simon Richards 
As Harry Hill would say "theirs only one way to sort this" FIIIIIIIIIIIIIIIIGHT !

058 lyndwynd LyndaEvans 
Would rather take your advice anyday.IFA lost me £6000 overnight which was for my grandchildren.Never again.

057 smithyyork Adam Smith 
I've always been aware of trail commission and I'm not sure why you say it's a secret when it's in the paperwork.

056 BrianWaltersPMI Brian Walters 
Have just read the transcript. Your comments were balanced bar the 'best kept secret' part, which was misrepresentative.

055 smithyyork Adam Smith 
Paul, understood. But Neil has raised an important point about the mention of trail commission being 'secret'

054 SS401 Paul Rogers 
@IFABlogger  Yes, really. I should mention that I train IFAs (and multi-tieds). Some (not all) IFAs' knowledge is very poor.

053 shaunkirtley Shaun Kirtley 
@SS401  but has he actually passed any of the exams IFAs have to take?? Have you Paul, do tell?

052 MatthewWalne Matthew Walne 
@mudlarklives  If you think all IFAs are the same then please take a look at my website www.santorini-fp.co.uk 

051 pwaring Paul 
Hope you point out that you are (if I recall correctly) a freelancer and not 'on a taxpayer-funded salary'!

050 GarethRShaw Gareth Shaw 
Completely support you on this Paul, you come across as fair and balanced talking about trail. Storm in a teacup I think...

049 IanLambertIFA Ian Lambert 
I have always said that we are over regulated and over complicated. The real fraudsters who should be mae to produce audit trails for the work they do; Estate Agents and Garages [expanded from TweetDeck]

048 smithyyork Adam Smith 
I look forward to your response to Neil Liversidge's letter. I know Neil personally and would vouch for his integrity.

047 Mousehole1 Norma Moore 
Methinks the industry are trying to bully you Paul! Smacks of desperation to shut you up in fact ...

046 Mortgage_Stu Mortgage_Stu 
as a mortgage adviser, if I didn't charge fees which I rebate at completion thru commission, I'd be out of business.

045 mudlarklives Clay Harris 
Those comments confirm why I would never touch any IFA with a bargepole. Self-serving, self-important, out to skim.

044 jamuir_ca Jim Muir 
@SS401  > value is in the debate and Paul has heightened awareness (as he does well). He can take the slaps (and give them)

043 Mortgage_Stu Mortgage_Stu 
the issue is that based on one comment all advisers get tarnished by same brush.

042 Mortgage_Stu Mortgage_Stu 
trouble is Paul, trail commission is not hidden and the commission is clawed back if client cancels - so who's at more risk?

041 IFABlogger IFABlogger 
See @paullewismoney is having a bad day! Shame that!

040 BroughtonLass BroughtonLass 
When are you going to publish your response, Paul?

039 IFABlogger IFABlogger 
RT @SS401: Sympathy for @paullewismoney - he has clients' best interests at heart & is more knowledgeable than most IFAs I've met. ? Really

038 Massows Massow's Ltd. 
Good debate going between @paullewismoney  and Neil Liversidge about trail commission... bit.ly/nbpA6a

037 Spectrumifs Wayne Slater 
LMAO at this unbiased retweet #not RT @SS401: Sympathy for @paullewismoney - he has clients' best interests at heart and is more knowledgeable than most IFAs I’ve met. Not the right target. [expanded from TweetDeck]

036 SS401 Paul Rogers 
Sympathy for @paullewismoney  - he has clients' best interests at heart & is more knowledgeable than most IFAs I've met. Not the right target

035 money2themasses Damien Fahy 
Have you published your response to Liversidge open letter yet? Currently I've retweeted only one side of the argument

034 IFAtweets IFA Tweets 
Clients need to know they're getting value for money, but they still need educating (media) as most still don't like fees. [expanded from twitlonger]

033 IFAtweets IFA Tweets 
Glad you support fees, Paul. It would be fantastic if the media would promote fee based advice, directing clients to IFAs.

032 jonnyatkins Jonny Atkins 
Excellent IFA open letter by Neil Liversidge in MM to @paullewismoney and his Moneybox comments on trail commission 

031 ACHMelchett General Melchett 
@theactualpolson  I think you've touched a nerve Paul. Just ditched my IFA (fund manager withheld) for exactly this reason!

030 IainMartinCW Iain Martin 
@theactualpolson  Also missed Moneybox but suggesting some IFAs are not providing a service for trail is hardly controversial

029 ukmoneyguru julian knight 
too true Paul - every major mis-selling scandal of past 25 years has commission at its heart - ban can't come soon enough

028 bristolifa James Marchant 
Depends on what the IFA does for the client... advice is not just about running money so needs to be paid for!

027 theactualpolson Mark Polson 
Wow, the angry masses are after @paullewismoney on MM. Pretty sure I heard everyone on Moneybox agree that good IFAs had nothing to fear.

026 cleverwithmoney Steve Laird 
Any IFA who provides value for trail or other fee/ commission they receive has nothing to fear from Mr Massow and his ilk.

025 Spectrumifs Wayne Slater 
:)

024 Spectrumifs Wayne Slater 
Goal achieved then Paul! Just think of all the new followers you will now get

023 CashQuestions Annie Shaw 
blimey, I could call you many things (handsome, debonair, talented etc etc ????) but lazy ain't one of them, that's for sure

022 fswales Jeremy Phelps 
Clients need to know they're getting value for money, but they still need educating (media) as most still don't like fees.

021 fswales Jeremy Phelps 
Glad you support fees, Paul. It would be fantastic if the media would promote fee based advice, directing clients to IFAs.

020 IFAtweets IFA Tweets 
Please give Neil Liversidge some airtime, before consumers start believing that financial advice should always be free

019 fswales Jeremy Phelps 
Please give Neil Liversidge some airtime, before consumers start believing that financial advice should always be free.

018 MasonsFinancial Dean Mason 
@money2themasses: Then read angry IFAs open letter (& challenge) to  bit.ly/qLPryM Paul is due to make his response"

017 fswales Jeremy Phelps 
Excellent letter spelling out what an IFA does to justify fees charged. Give this IFA airtime please moneymarketing.co.uk/1037598.articl…

016 EddyLongshanks Edward Longshanks 
Well done Paul. I'm sure there are some good FA's somewhere, unfortunately there is a lot more shall we say less good ones.

015 Mike_White_Head Mike Whitehead 
...whereas he gives the impression such costs are incurred by choice. FS industry moving in right direction - consumer led mkt

014 Mike_White_Head Mike Whitehead 
As HSBC FS alumni I understand Neil's points. However, the fact is all the compliance costs etc are an FSA obligation.(cont)

013 money2themasses Damien Fahy 
Then read angry IFAs open letter (and challenge) to http://ow.ly/6rD3X Paul is due to publish his response

012 IanLambertIFA Ian Lambert 
Paul, please take up Neil Liversidge's offer of an open debate. What you say has a wide audience, let an IFA have his..?

011 BroughtonLass BroughtonLass 
Looking forward to reading your reply. Does he realise how much help and advice you offer here and elsewhere?

010 martinbamford Martin Bamford 
On behalf of my 'peers', very Sorry to see that level of hostility. We're all hoping the worst elements are gone soon!

009 Burmilla44 Christine Bushby 
You rattled his cage good and proper! Methinks the lady doth protest too much! Keep up the good work Paul!

008 thebiggj Glyn Jones 
No. No. There's one from a nutter backing you. Ah. That must be me.

007 Coreco Coreco 
Interested to read @paullewismoney's response to Neil Liversidge that appeared in today's @_moneymarketing c0re.co/ong2y8

006 PhilBill360 Phil Billingham 
He makes some very good points, I feel. Still up for a coffee? In USA this week. After that? Look forward to your reply

005 BroughtonLass BroughtonLass 
Do publish it!

004 BroughtonLass BroughtonLass 
Are you going to respond? He certainly lays into you good and proper - as do some of the commenters.

003 mark_stockwell Mark Stockwell 
Interested to see what @paullewismoney has to say about this:bit.ly/pfHxZS *lights blue touch paper* *stands well back*

002 GregKingston Greg Kingston 
RT : IFA Neil Liversidge has released his letter to me which I received on Saturday afternoo… (cont) t.co/ay54j4d

001 MasonsFinancial Dean Mason
“@_moneymarketing: An open letter to the BBC's Money Box over trail commission: moneymarketing.co.uk/1037598.articl…”

e-mail Paul Lewis on paul@paullewis.co.uk