Dear listener,

Millions of customers of a major building society are at risk of financial fraud after the society lost a laptop containing personal information.

When is it safe to spend money you've been sent in a cheque? At the moment - never. But in a surprise move this week the banks have said that from November next year a cheque will be safe six banking days after you receive it. Why so long? And why so late?

First Direct has announced this week that about 200,000 of its customers could have to pay £120 a year just to keep their account open. But the chief executive tells us how they can avoid the charge - for just a pound.

And two major think-tanks lock horns over whether the government should spend money to encourage people on low incomes to save.

All that, and a brief round up of goodies from the Queen's Speech, will fill Money Box – Saturday at noon, Sunday at 9pm and anytime on the web, and there's more information on our website about these items now.

Best wishes,

Paul Lewis

PS Don't forget if you missed last week's programme you can still hear all the items or read the transcript on our website, where you can also have your say on money issues and do lots of other interesting things: http://www.bbc.co.uk/moneybox

e-mail Paul Lewis