Dear listener,

Two thousand motorists are driving round without insurance after a major insurer failed to renew their policies. It should have happened automatically and they were even sent a certificate confirming their cover for another year. We reveal all on the programme –it could be you!

We examine a new scheme to help teachers, nurses, police officers and others on limited incomes to buy their first home. But we hear it won't be enough.

Pensions for people retiring today could be a third of the pension paid out 10 years ago - for exactly the same contributions. A live debate on why this has happened and what you can do about it.

And wrap that cold towel round your head - we explain offset mortgages, why they might be right for you and just how much you could save.

Money Box, Saturday at noon, Sunday at 9pm and on the web any time – and you can also hear my live trail for the programme there.

Best wishes,

Paul Lewis

e-mail Paul Lewis