Dear listener,

We're back... and it seems like we've never been away.

The Bank of England raised interest rates for the first time in two years - that's three Augusts in a row that it has changed rates when many people were on holiday.

Even some of the high street banks seemed unaware of the change, failing to raise what they pay us on our savings and then reluctantly edging up rates by less than the full 0.25%. We find the best deals.

One of Britain's biggest insurers, Norwich Union, has been doing its bit to keep inflation up. It emerged this week that it is putting up its motor insurance premiums by an average of 16% - even its careful, safe, low-risk drivers will face a 6% rise and some younger drivers will see a 40% hike in the cost of insuring their car. I will ask its director of underwriting why he wants to quote so many people unhappy.

A growing number of young people are being tempted to buy their first home using an interest-only mortgage. In other words, in 25 years they will still owe the whole amount they borrowed. Is it a recipe for disaster? Or the only way to move from renting to buying? Or both? We debate the issues.

Thousands of people who started training as "home inspectors" have been left in limbo following the government u-turn on Home Information Packs. They start next June but the Home Condition Report the inspectors were to draw up will no longer be compulsory - leaving many of them with no work. We talk to people who wanted to be home inspectors and those who still want to train them.

And the Co-op announces the return of the "divi". From Monday, people who join the Co-op - cost £1 - will get a dividend on everything they spend with the Co-op. And that will include loans, mortgages, savings and current accounts with Co-operative Bank or Smile.

Money Box is just after midday on Saturday 2 September, repeated on Sunday 3 September at 9pm, and of course all week on the web.

Best wishes,

Paul Lewis

PS Don't forget you can find further information about all these items and have your say at the Money Box website: http://www.bbc.co.uk/moneybox

e-mail Paul Lewis